Florida’s Overwater Bungalows – 9 Unforgettable Stays In Tropical Bliss

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Escape to paradise without leaving the country! Florida is home to some of the most stunning overwater bungalows that rival those in the tropics.

These tropical-inspired rentals are perched above the crystal-clear water, offering breathtaking views and a truly unique vacation experience right here in the US!

In this comprehensive guide, you'll learn more about Florida's finest overwater bungalows and all they offer.

Discover which resorts provide the perfect blend of romance, adventure, and relaxation for your next getaway. Keep reading to plan your next unforgettable stay in one of Florida's premier overwater bungalows!

9 Of The Best Overwater Bungalows In Florida

Here are some of the best overwater bungalows in Florida that you won't want to miss:

1. Bungalows Key Largo

Bungalows Key Largo is a boutique resort located in Key Largo.

The resort offers a variety of overwater bungalows, each with its a private deck and stunning views of Florida Bay.

Guests at Bungalows Key Largo can enjoy various amenities, including an infinity pool, a spa, and several restaurants. The resort also offers a variety of water activities, such as kayaking, paddleboarding, and snorkeling.

2. Sunset Key Cottages

Sunset Key Cottages is a secluded island resort just off Key West's coast.

 Sunset Key cottages in Key West Marina

The resort features a variety of charming cottages and bungalows, all of which are decorated in a classic Key West style. Each cottage has a private porch or patio, where guests can relax and enjoy the island's stunning views and the Gulf of Mexico.

3. Siesta Key Bungalows

Nestled in Siesta Key, Florida, Siesta Key Bungalows is the perfect place to relax and unwind.

The ten one-bedroom bungalows offer stunning views of the tranquil Heron Lagoon or our lush tropical courtyard.

Each bungalow is fully equipped with everything you need for a comfortable stay, including a kitchen, living room, bedroom, and bathroom. You'll also enjoy access to our heated pool, private dock, kayaks, and canoes for exploring the lagoon.

4. Tranquility Bay Beachfront Resort

Tranquility Bay Beachfront Resort is a tropical oasis in the heart of the Florida Keys.

Tranquility Bay Resort in the Florida Keys

It features a private 2.5-acre white-sand beach, three sparkling pools, and on-site water sports. Unwind and relax in inviting Garden Guest Rooms with upscale amenities, luxurious bedding, and coastal-inspired décor.

You can enjoy all-ages hotel activities like kayaking, tennis, paddleboarding, scavenger hunts, and movie nights. You can also try the Butterfly Café for a fine dining experience highlighting fresh and local seafood.

5. Little Palm Island Resort & Spa

Little Palm Island Resort & Spa is a private island resort in the Florida Keys with thatched-roof bungalows.

This aesthetic was inspired by British West Indies design, with a careful nod to old-world tradition. Thoughtful amenities, including an indoor/outdoor spa, deliver a charm reminiscent of a Balinese hideaway.

World-class cuisine is served in the dining room, surrounded by the natural beauty of the tropical island.

The rooms have no TVs or phones, so guests can truly unplug and enjoy the island's tranquility. You can spend your days swimming, sunbathing, snorkeling, fishing, or simply relaxing on the beach.

Then, in the evening, you can enjoy a romantic dinner under the stars.

6. Cheeca Lodge & Spa

Cheeca Lodge & Spa, a luxury resort in Islamorada, Florida, offers a tropical escape with 1,200 feet of palm-fringed beach.

With three restaurants, an executive golf course, a full-service spa and a fitness studio, you'll surely find an unwinding experience best.

If you're an outdoors nature lover, this luxury resort also offers unlimited use of fishing equipment, sea kayaks, bicycles, and more. The resort's 214 luxurious rooms and suites are located on 27 acres of lush gardens, with many offering sweeping ocean views.

If all else fails, you can relax by the pool, hit the links, or explore the surrounding waters with various water sports and activities.

7. Playa Largo Resort & Spa

Playa Largo Resort & Spa, Autograph Collection is a beachfront resort in Key Largo, Florida with 177 luxury rooms, suites, bungalows, and a beach house.

The resort offers stunning views of Florida Bay and is conveniently located across from John Pennekamp Coral Reef State Park. You can choose from various amenities, including a private marina, outdoor pool, hot tub, fire pits, water sports facilities, and a spa.

The resort also has several restaurants, including a beach shack restaurant, full-service diner, and sandbar.

8. Postcard Inn on the Beach

The Postcard Inn on the Beach is a beachfront hotel on St. Pete Beach, Florida that offers guests a casual and relaxed atmosphere.

This beautiful hotel has various room types, including standard rooms, suites, and a beach house.

You can stay connected and entertained, as all rooms have modern amenities like flat-screen TVs and free Wi-Fi. In addition to its comfortable accommodations, the Postcard Inn also offers a variety of amenities and activities for guests to enjoy.

The hotel has an outdoor pool, snack shack, and game room. You can also rent kayaks and paddleboards or fish off the hotel's pier.

9. Hawks Cay Resort

Hawks Cay Resort, a four-diamond award-winning resort in the Florida Keys, offers guests a secluded island paradise with stunning views and endless fun activities.

Duck Key, Hawks Cay, Waterfront Resort, Ocean Resort

On-site amenities include a saltwater lagoon, five swimming pools, an award-winning spa, six restaurants, and various watersports and fishing charters.

You can also swim with dolphins at the resort's Dolphin Connection program.

Whether you're looking for a romantic getaway, a family vacation, or a fishing trip, Hawks Cay Resort has something for everyone.

Unique Features of Florida's Overwater Bungalows

Florida's overwater bungalows offer unique features that set them apart from other vacation accommodations. Here are some of the most notable features you can expect to find when staying in one of these luxurious bungalows.

Private Plunge Pool

Many of Florida's overwater bungalows feature private plunge pools, allowing you to take a refreshing dip whenever you want.

These pools are typically on a private deck, providing a secluded spot to relax and soak up the sun.

Private Beach

Some of Florida's overwater bungalows offer a private beach, providing a secluded spot to enjoy the sand and surf.

These beaches are typically reserved for guests staying in the overwater bungalows, ensuring that you have plenty of space to relax and unwind.


Each overwater bungalow has a porch or balcony that provides breathtaking ocean views. This is the perfect spot to enjoy a cup of coffee in the morning or a glass of wine in the evening as you watch the sunset.


If you're looking for a peaceful and secluded vacation spot, Florida's overwater bungalows are the perfect choice.

These bungalows are typically located away from the hustle and bustle of the mainland, providing a tranquil and relaxing environment.

Breathtaking Ocean Views

From your overwater bungalow, you'll have access to some of the most breathtaking ocean views in the world. Whether you're watching the sunrise or the sunset, the view from your bungalow will take your breath away.

Overwater Resort

Florida's overwater bungalows are typically located within an overwater resort, providing access to various amenities and activities.

These resorts often offer everything from spa treatments to water sports, ensuring there's always something to do.


Some overwater bungalows in Florida offer the opportunity to see dolphins swimming in the ocean.

Aerial shot of a squad, school of dolphins cruising in the warm tropical water1600x900

This is a unique and unforgettable experience that you won't want to miss!

Also read: Where To See Dolphins In Florida: Your Ultimate Guide


Many of Florida's overwater bungalows are located along the shoreline, providing you with easy access to the water. This is the perfect spot to swim or walk along the beach.

Activities and Water Sports

When staying in an overwater bungalow in Florida, there's no shortage of activities to entertain you.

If you're a fishing enthusiast, you'll be happy to know that many overwater bungalow resorts offer fishing excursions. You can spend a day on the water with a knowledgeable guide, reeling in some of Florida's finest catches.

Kayaking is another popular activity for those looking to explore the surrounding waters.

A row of rental kayaks lines the shore of an ocean inlet at a park in the Florida Keys

Many resorts offer complimentary kayaks for guests, so you can paddle around at your own pace and take in the stunning views.

Water sports like wakeboarding, water skiing, and jet skiing are also available for the more adventurous. These activities will surely get your adrenaline pumping and provide an unforgettable experience.

Snorkeling is a must-do activity for anyone staying in an overwater bungalow.

Also read: 7 Best Snorkeling Spots in Florida: Your Ultimate Guide

With crystal-clear waters teeming with marine life, you can see everything from colorful fish to vibrant coral reefs.

If you want to stay active on land, many resorts have tennis courts for guests. You can work up a sweat while enjoying the beautiful Florida weather. Finally, no overwater bungalow experience is complete without a day out on the water.

Many resorts offer boating excursions, where you can explore the surrounding waters and see the stunning scenery from a different perspective.

Planning Your Stay

When planning your stay at one of Florida's finest overwater bungalows, there are a few things to keep in mind to ensure an unforgettable and stress-free experience.

Best Time to Visit

Florida is a popular tourist destination year-round, but the best time to visit for lower rates and fewer crowds is during the off-season from September to November.

However, remember that this is also peak hurricane season, so check the weather forecast and purchase travel insurance.

Availability and Rates

Due to their popularity, overwater bungalows can book up quickly, especially during peak season. It's best to book your stay in advance to ensure availability and to take advantage of any discounts or promotions.

Rates for overwater bungalows vary depending on the resort and time of year but expect to pay a premium for the unique experience.

All-Inclusive Options

Many overwater bungalows in Florida offer all-inclusive packages that include meals, drinks, and activities.

This can be great for families or those looking to fully immerse themselves in the tropical paradise without worrying about additional costs.

Magic Kingdom Fireworks

If you plan to visit the Magic Kingdom during your stay, check the schedule for the nightly fireworks show.

Some overwater bungalows offer prime views of the show, making for a magical and memorable experience.

Discounts and Promotions

Keep an eye out for discounts and promotions, especially during the off-season.

Some resorts may offer discounts for Florida residents, military personnel, or repeat guests. It's always worth checking with the resort or booking site to see if any current promotions are available.

Marathon Season

Florida is home to several popular marathons throughout the year, which can cause an influx of tourists and higher rates.

If you're not in town for the marathon, check the schedule to avoid any potential crowds or road closures.

Start Planning Your Paradise Getaway!

As you can see, Florida's overwater bungalows offer a luxurious and one-of-a-kind tropical vacation experience. With stunning views, world-class amenities, and endless activities, these bungalows provide the ultimate beachfront retreat.

To make the most of your stay, consider visiting during winter when rates are lower and the weather is ideal. Book well in advance, especially if traveling with family, to ensure availability at your preferred resort.

And don't forget to take advantage of all the water sports, boat rentals, and guided tours to immerse yourself in tropical paradise. Now it's time to start planning your next unforgettable vacation. Let the countdown begin to paradise!

For more Florida trip ideas, check out:

4 Underrated Girls Trips in Florida

All-Inclusive Glamping Resorts in Florida

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